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Welcome back, so many gifts are waiting for you!

Start your financial freedom to well-being. A smarter way to borrow through your smartphones

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    No Collateral
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    Safe and Secure loan
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    Convenient and Hassle-free
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Important Announcement

Barwaqt values the safety of its customers.​
If Barwaqt users are subject to abusive language, threats to privacy and safety, etc. by any of its staff members, you are encouraged to please keep evidence and file a complaint to us.​​
Such actions shall not be tolerated by Barwaqt.

The loan granted by Barwaqt is subject to your confirmation. You may click on the “Cancel” button during your loan application process.​​​​
Barwaqt will never disburse the loan without your consent. If you have applied for the loan by mistake, please repay the principal amount and service fee within 24 hours and contact us at your earliest convenience. The service fee will be included applicable Verisy(Rs.),CIB(Rs.) costs and Fund Transfer Cost, total 100 PKR. Subject to our internal policies, we shall cancel your loan application. For any queries, please do not hesitate to contact us, we will serve you wholeheartedly.​​
The only and reliable way for repayment is through Token ID. Please never pay your loan amount on any personal bank account / Easypaisa / Jazz Cash account etc.). We do not hold responsibility for any payment made other than Barwaqt token. For more details on repayment process, please click here.
Service Hotline: 021-36495000 | 021-36494000.​​
Complaint Email: cs@barwaqtfintec.com​​.​​
Service Timing: 9AM-9PM, 7 days a week.​​

Barwaqt reserves the right of final interpretation for all the rules above.

What can Barwaqt provide to you?​​

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    24-hour loan service, you can apply any time.
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    No Collateral.
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    Variety of methods to receive money.
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    Flexible loan amount and duration.
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    Relatively low fees.

How to borrow money in Barwaqt?

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  • Sign Up
  • Get Verified
  • Select Amount And Duration
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  • Waiting For Review
  • Get Loan
  • Repay
Learn More →
How to pay back your loan in Barwaqt?
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How to Contact Us

How To Contact Us

  • LocationLDA Community Centre, Near Barkat Market Passport Office, Lahore
  • Mailcs@barwaqtfintec.com
  • Tel021-36495000 | 021-36494000

Your financial well-being is our priority.

ڈیجیٹل لون ایپس قرض کی آسان اور تیز تر فراہمی کو یقینی بناتے ہیں۔ یاد رکھیں یہ ڈیجیٹل قرض قلیل مدت کے لئے، غیر معمولی شرح سود اور اضافی چارجز پر فراہم کئے جاتے ہیں اور بروقت ادائیگی نہ کرنے پر آپ کا قرض کئ گنا بڑھ سکتا ہے۔ لہٰذا قرض کی شرائط و ضوابط کو اچھی طرح سمجھ لیں اور صرف ضرورت کے مطابق ہی قرض حاصل کریں جو کہ آپ طے شدہ مدت میں آسانی کے ساتھ واپس کر سکیں۔آپ کی مالی بہبود ہماری ترجیح ہے۔

Digital Nano loan apps provide quick and easy loans. These Digital Nano loans are short-term loans with high-interest rates and additional charges. It is essential that you understand potential risk of over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe to avoid financial difficulties. Always read the terms and conditions carefully before availing any loan.

Your financial well-being is our priority.