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Welcome back, so many gifts are waiting for you!

Start your financial freedom to well-being. A smarter way to borrow through your smartphones

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    No Collateral
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    Safe and Secure loan
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    Convenient and Hassle-free
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Important Announcement

Barwaqt values the safety of its customers.​
If Barwaqt users are subject to abusive language, threats to privacy and safety, etc. by any of its staff members, you are encouraged to please keep evidence and file a complaint to us.​​
Such actions shall not be tolerated by Barwaqt.

The loan granted by Barwaqt is subject to your confirmation. You may click on the “Cancel” button during your loan application process.​​​​
Barwaqt will never disburse the loan without your consent. If you have applied for the loan by mistake, please repay the principal amount and service fee within 24 hours and contact us at your earliest convenience. The service fee will be included applicable Verisy(Rs.),CIB(Rs.) costs and Fund Transfer Cost, total 100 PKR. Subject to our internal policies, we shall cancel your loan application. For any queries, please do not hesitate to contact us, we will serve you wholeheartedly.​​
The only and reliable way for repayment is through Token ID. Please never pay your loan amount on any personal bank account / Easypaisa / Jazz Cash account etc.). We do not hold responsibility for any payment made other than Barwaqt token. For more details on repayment process, please click here.
Service Hotline: 021-36495000 | 021-36494000.​​
Complaint Email: cs@barwaqtfintec.com​​.​​
Service Timing: 9AM-9PM, 7 days a week.​​

Barwaqt reserves the right of final interpretation for all the rules above.

What can Barwaqt provide to you?​​

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    24-hour loan service, you can apply any time.
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    No Collateral.
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    Variety of methods to receive money.
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    Flexible loan amount and duration.
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    Relatively low fees.

How to borrow money in Barwaqt?

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  • Sign Up
  • Get Verified
  • Select Amount And Duration
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  • Waiting For Review
  • Get Loan
  • Repay
Learn More →
How to pay back your loan in Barwaqt?
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How to Contact Us

How To Contact Us

  • LocationLDA Community Centre, Near Barkat Market Passport Office, Lahore
  • Mailcs@barwaqtfintec.com
  • Tel021-36495000 | 021-36494000

Announcement for Barwaqt App Users.

Dear Valued Customer,
We would like to inform you of the following important steps to ensure the smooth processing of your repayments:

1. You can settle your loan by depositing or crediting the repayment amount to the following account: [PK12MUCB1326127351002916] Once the repayment is made, please take a screenshot of the payment confirmation.

2.Send the screenshot to our email address: [cs@barwaqtfintec.com].

3.Kindly allow 7 working days for us to process your request. We will respond to your email with an update on the status of your order. If your order is fully settled, we will also attach a settlement certificate.

4. Please note that for orders settled between the 11th of last month and the 10th of this month, your credit status will be updated between the 10th and 20th of this month.

Thank you for your cooperation, and please feel free to reach out if you have any further questions. Best regards,
Barwaqt App Team